Servicemembers Group Life Insurance: What It Is, Who Is Eligible, and Why Claims Most Often Get Denied
Posted by: Insurance | News Desk January 9, 2023Has Your Insurance Claim Been Denied?
Contact Us Today To Learn About Your Legal OptionsHow to Fight a Health Insurance Claim Denial
Posted by: Insurance | News Desk December 7, 2022
We’ve previously discussed some of the many reasons insurance companies give for turning down claims. Insurance companies are often wrong when they make these determinations, but how do you go about convincing them of their mistake? You have a right under state and federal law to appeal a health insurance claim denial, but you must follow certain steps in a certain order under defined time frames. We talk about those steps below. Read More
What Can Beneficiaries Do if the Life Insurance Policy Lapses?
Posted by: Insurance | News Desk November 4, 2022
Life insurance policies are only valuable so long as the insured continues to keep up with premium payments, which might be set up to be paid monthly, semi-annually or annually. If those payments stop, the policy is said to lapse. Once the policy lapses, it is no longer in force, and no benefits will be paid when the (formerly) insured passes on. A lapsed whole-life policy might have built up some cash value and be worth something as part of the deceased’s estate, but a lapsed term life policy is not worth anything at all. Read More
Is Cosmetic Surgery Ever Medically Necessary?
Posted by: Insurance | News Desk October 24, 2022
Surgeries and other treatments and procedures can cost thousands of dollars, so it’s no surprise that health insurance companies only want to cover procedures that are deemed medically necessary. So-called elective surgeries, procedures that people choose to enhance their looks or for other reasons unrelated to treating a medical condition, are not covered. Read More