A sprawling federal investigation recently uncovered over 200 life insurance claims that were denied by Prudential Financial due to a lack of “evidence of insurability” between 2017 and 2020. “Evidence of insurability” is a term of art in the insurance industry and is a standard requirement of the underwriting process in many areas of insurance. Read More

Transparency is a modern buzzword gaining traction in many areas of public life. It’s been a part of the healthcare arena since at least 2010 and seems to have kicked into high gear starting in 2020. Yet even today, consumers struggle to find out what health services will cost upfront, and healthcare providers and insurers continue to strive to keep that information secret and hidden from patients until the bill comes after the fact. Read More

Life insurance is a crucial financial safety net for many families. However, situations may occur where life insurance claims are denied, causing distress and financial strain to beneficiaries during an already trying time. Read More

If your health insurance claim is denied, delayed, or underpaid, you could end up paying out of pocket for costs that should be covered, forcing you to get a lawyer and fight the system to get reimbursed after the fact. In the worst case, you could wind up forgoing medical care altogether because you can’t afford the treatment. Wrongful health insurance denials are insidious; not only do you not get the coverage and benefits you’ve paid for, but a claim denial can be damaging to your health. People have died while waiting for their insurance companies to come through for them. Read More